Auto Insurance in Morrow, GA
At First Priority Insurance Agency, we are committed to ensuring every drive you take is backed by confidence and peace of mind. Contact us today to start building a customized auto insurance plan.
Is Auto Insurance Required in Georgia?
Georgia law mandates auto liability coverage for every driver. Liability insurance may help cover third-party damages if you are at fault in an accident. Georgia requires minimum amounts of coverage, but many drivers opt for higher limits for added protection.
How Many Auto Claims Is Too Many?
The number of auto claims deemed “too many” varies by insurance company and individual circumstances. However, frequently filing claims, especially within short intervals, can raise red flags for insurers.
More than two at-fault claims within three years may lead to increased premiums or non-renewal. Not-at-fault claims are generally less concerning, but excessive claims can impact insurability. Understanding your policy and consulting with your insurance agent about any potential implications of multiple claims is essential.
How Far Back Do Auto Insurance Companies Look?
Auto insurance companies typically look back three to five years into a driver’s history to assess risk and determine premiums. This period allows them to evaluate any recent accidents, traffic violations or other incidents indicative of driving behavior. However, the specific duration can vary by company and state regulations.
Auto insurance can provide financial protection against unforeseen events, shielding drivers from potentially crippling expenses. At First Priority Insurance Agency, we have access to numerous reputable insurers. Our goal is to help you get appropriate car insurance coverage at a favorable rate.
Contact us today to start comparing auto insurance quotes.