Employee Benefits

Legalshield

See Employee Benefits in a Whole New Way!

We believe you can give your people a great workplace and peace of mind. When your people feel secure that their well-being is prioritized, they can focus on work over worry. We begin by identifying your specific needs and goals. We perform an industry analysis to show you what other companies in your industry are offering their employees, and we will customize an affordable package that fits both your financial and coverage goals. Customized, ongoing service to you and your employees is the most vital part of what we offer at Shafer Insurance Agency. When you or one of your employees has a question, we are here to provide the answer. We want your employees to be as satisfied with our services as you are.

Our knowledgeable Benefits professionals will work with you to develop an exceptional benefits package that will include affordable health care coverage, as well as other benefits, including: life insurance, Legal Insurance, accidental death, disability, Identity theft protection, dental insurance and more.

IdShield –

Identity theft protection was the #1 most request voluntary employee benefit for 2019. Identity theft Insurance is a small cost to enhance your employee’s financial security and hedge against lost productivity. Identity theft affects millions of Americans each year and our Identity Theft Plan provides comprehensive monitoring, restoration services through licensed private investigators and unlimited consultation. So, in the unfortunate event something does happen to your employee’s identity, they will have professional help in getting their identity restored to their pre-theft status before the fraud occurred. Identity theft protection provides peace of mind by preventing, detecting and resolving threats to our personal data.

LegalShield –

Legal protection provides your employees for one low monthly fee with affordable access to qualified attorneys to assist with an unlimited number of personal legal situations that disrupt their lives – at work and at home. Imagine being able to access top ranked law firms without paying the customary $200 per hour (less than 8 per week) no matter what type of situation you might face. Whether it is big, small or somewhere in between, your provider law firm will be there to offer advice or assistance on a variety of everyday legal issues such as family matters, estate planning, financial and business issues, consumer protection, tax, real estate, benefits disputes and auto/driving issues, etc..

TransAmerica -

Life insurance with Long Term Care Rider. This provides for life insurance up to 100k guarantee issue, 15k and 10k The long term care rider uses the life policy as a "bucket of money" to pay for long term care needs whether received at home, assisted living or nursing home.

Allstate -

Accident Insurance- we prefer to offer the on/off the job coverage as it is affordable and provides good protection for those accidents that incur deductible or out-of-pocket medical expenses.

Critical Illness insurance- coverage for those employees who have a family history of heart attack, stroke, cancer or Alzheimer's. This coverage provides a lump sum benefit in the event of one of these medical conditions.

Short Term Disability insurance - Once an employee exhausts their sick/vacation leave, they need paycheck protection. This coverage provides up to 60% of their weekly salary for that peace of mind while recuperating from their illness or accident.

Colonial Life -

Accident insurance plans can help offset the unexpected medical expenses that may result from a covered accidental injury. Typically, they help cover some of the costs associated with initial care, surgery, transportation and lodging, as well as follow-up care.

Cancer insurance offers benefits to assist with out-of-pocket costs that may not be covered by your medical insurance, including expenses related to inpatient or outpatient treatment, surgery, travel and recovery care. Importantly, some plans cover annual cancer screenings to promote prevention and early diagnosis.

Critical illness insurance can complement major medical coverage by providing a lump-sum benefit for an employee diagnosed with a covered critical illness, such as heart attack, stroke, coronary artery bypass surgery, end-stage renal failure or major organ transplant —among others. Benefits are typically paid directly to the employee, so they can be used where they’re most needed.

Disability insurance replaces a percentage of an employee’s income if they become unable to work as a result of a covered accident or sickness. Whether it’s an injury or infectious disease that creates the disability, employees are able to pay bills, buy groceries and focus on their recovery while out of work.

Hospital confinement indemnity insurance provides a lump-sum benefit to help with out-of-pocket costs related to a hospital stay. This may include outpatient surgery, diagnostic tests, doctor’s appointments and emergency room trips.

As you can see, we can enhance your employee benefit package not only with Identity Theft and Legal services but an array of coverage that employees normally cannot purchase other than through their employer's payroll deduction system.

Of course, if you have a specific need, please let us know and we will research to provide the best solution. The above companies LegalShield, Transamerica, Colonial, IdShield & Allstate we feel are top shelf.

Know that when we educate employees, we caution them to buy based on need and keep their budget to within one-hour pay per week for the voluntary benefits they purchase. We educate, not just enroll to make sure you have an enhanced and well rounded benefit package to attract and retain employees.

Please Contact Us today with any questions or for a quote.