Buying health insurance is an important decision. It will affect your healthcare for the next year. Unless you are an insurance expert, it can be intimidating and stressful trying to make sure you get the right coverage. Having a partner, you can count on to have your best interests at heart is important. In Georgia, that is First Priority Insurance. As independent agents, our loyalty is not to one insurance company, it is to our customers, and we have the information and experience to give you sound advice.
How much will the insurance cost?
The reality is, you need to be able to afford the insurance you buy. Cost is not the only factor to consider, but it would be unrealistic to believe that it is unimportant. It is a fine balance to get the right coverage at the right price.
Is my doctor in the network?
Every insurance company has a network of doctors and healthcare providers who contract with the insurance company to provide services to their customers. Ensuring that your doctor or doctors are in the network of any company and policy you are considering is important.
Does the policy offer drug coverage?
If you are taking the medication regularly, you need to know it is covered by the insurance policy you are considering. You also need to know how much you’re monthly cost for the medication will be.
What is the deductible?
High deductible policies are a popular way to be able to afford insurance coverage. But if your deductible is so high that you never get any services paid for, it isn’t going to be helpful. Finding the perfect balance can be a challenge.
Contact First Priority Insurance in Georgia to answer your questions about health insurance and all your insurance needs.